As opposed to many personal loans, in a consumer loan / car loan the car acts as security against the loan.  As the risk of outright loss by the financier has been reduced, this means that interest rates on consumer loans and car loans from lenders are generally more competitive.  By applying for a consumer loan or a car loan, you are applying to borrow an amount of money to cover the cost of purchasing a vehicle in return for regular repayments over an agreed period of time.

Consumer Loan or Car Loan - Benefits:
Anybody can apply for a consumer loan or a car loan (provided you are over 18 and have a drivers licence). Repayments can be structured to suit your needs Interest rates for consumer loans or car loans are generally lower than for unsecured personal loans. You have the ability to build up equity in your vehicle. On-roads costs, insurance and other expenses are usually incorporated into the consumer loan or car loan. The consumer loan or car loan may be available with 'no deposit' (conditions normally apply) Fixed interest rates

Applying for a consumer loan or car loan:
Applying for a consumer loan or car loan  with our finance broker is easy.  We can assist with choosing the correct product to suit your situation, prepare the all paperwork and submit it to the appropriate lender.  As a broker we are not restricted to a particular Lender - we can shop around for the best product and term for you, help you avoid the pitfalls and provide you with the old fashioned service that is missing in a lot of business's today and then complete the process with the minimum of fuss and professionalism normally in the comfort of your own home or office.

Click here to fill in the online Enquiry Form or phone Fleet Sales on 02 9872 8000 and one of our friendly consultants will be happy to answer any questions you may have.